Water Craft Coverage

Safety Tips

• Understand U.S. Coast Guard requirements and state laws and regulations
  
• Read your owner's manual and understand the various on-board warnings located on your boat or jet ski
• Wear a life jacket. While this sounds like common sense, the excitement of getting on a jet ski or riding in a boat may take your focus off safety. A life jacket is like a seat belt. It should be worn at all times because it can increase your chances of survival if there's an accident.
• Stock your boat. Make sure you have an appropriate life jacket for each person on board. An adult life jacket is not appropriate for children. In addition, if you plan to be on the lake for the day, make sure you have plenty of water, sunscreen, medications and snacks. Lastly, make sure you have a fire extinguisher, flares, maps and communication devices in case you run into trouble. 
• Bring a back up. If you're boating with friends or family, make sure somebody other than the driver is familiar with the boat. It's not a safe idea for one adult to take a boat full of children out tubing. If the primary driver is injured or unable to navigate, it's vital that a passenger is also familiar with the boat and can get you back to land safely. 
• Keep an eye on the weather. Summer weather can change quickly. Pay attention to your local forecast and consider signing up for weather alerts that can be sent to your smartphone. 
• Be aware of your surrounding. Depending on the time of the year, boat traffic can be heavy on the lake. Make sure you always keep a close eye on what's happening around you. If pulling a tube or skier behind your boat or jet ski, always have a spotter to alert you of issues. 

It's important to keep up with your boat maintenance. Read about winterizing your boat in our blog!

 For questions and concerns regarding your recreational toy, call Verne Hart Insurance at 740-387-0643!