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Verne Hart Insurance Blog: flood insurance

View the latest blog posts from Verne Hart Insurance.

A lot of people don’t realize that damage from floods is excluded in their homeowners insurance policy. That’s likely a big reason why a 2016 Insurance Institute of America survey showed that just 12% have flood insurance — many might think their homeowners policy covers them already. READ MORE >>

  “I’m not in a flood zone, so I don’t need flood insurance.” I can’t tell you how many times I’ve heard that. Each time my reply is: “Well, that’s not exactly true.” Check out our related blog, "Four Reasons to Have Water Backup Coverage"! READ MORE >>

4 reasons to add water backup coverage If you asked homeowners to create a list of situations they hoped to never have to deal with at home, a sump pump failure would likely rank just underneath having a fire. Why? It’s a disaster. READ MORE >>

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