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Verne Hart Insurance Blog: renters insurance

View the latest blog posts from Verne Hart Insurance.

It’s an exciting and emotional time when a child – err, young adult – heads off to college. And, for many parents, a confusing time in regards to car insurance coverage and personal property coverage. Should college students remain on the family’s auto policy? READ MORE >>

You like your roommate. You trust your roommate. But should you both be on the same renters policy? The answer, in most instances, is “no,” even though some insurance companies allow it. Renters insurance covers your belongings, along with providing protections for loss of use, liability, etc. READ MORE >>

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. READ MORE >>

Will you marry me? No matter how you say it, asking someone to marry you is a huge step in your life and can come with some pre-proposal jitters. Not to add any more stress—but have you thought about what you would do if something happened to the ring? What if you lost it? Or it got damaged? READ MORE >>

Insurance isn't something many renters give a lot of thought to. In fact, a study by the Insurance Information Institute a few years ago found that only about 31 percent of renters buy renters insurance. If you're renting, it's worth your while to consider joining their ranks. READ MORE >>

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