• Home
  • Get A Quote
  • Customer Service
  • Report a Claim
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call UsCall us for your insurance needs. 

We are insurance from the HART.

          Marion: (740) 387-0643       |        Upper Sandusky: (419) 835-1181
                                                                 
Home Report A Claim

Report A Claim     Make A Payment
  • Home
  • What We Offer
    • Auto Insurance
    • Business Insurance
    • Farm Insurance
    • Homeowners Insurance
    • Life Insurance
    • Recreational Insurance
    • Umbrella Insurance
  • Blog
  • Resources
    • Refer a Friend
    • Make A Payment
    • Insurance Glossary
    • File a Claim
  • About Us
    • About Us
    • Location Map
    • Customer Testimonials
    • Employee Directory
    • Privacy Policy
  • Contact
  • Community Involvement
Auto Insurance AUTO
 
Homeowners Insurance HOME
 
Farm Insurance FARM
 
Business Insurance BUSINESS
 
Life Insurance LIFE
 
Umbrella Insurance UMBRELLA
 
Recreational Insurance TOYS
 
Home > Recreational Insurance | Covering Motorcycles, Boats, ATV's and More!

Recreational Vehicle Insurance in Ohio

Serving Marion, Wyandot, Crawford, Hardin, Morrow and throughout Ohio for over 60 years!



Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way. Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own. In fact, they may need more insurance since they also create a potential for liabilities.

Liability Insurance for Recreational Vehicles

Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others. In order to help pay for any damage you inadvertently inflict, you should secure liability insurance. This policy can also help cover the cost of environmental cleanup after an accident that causes the spillage of a toxic chemical or other pollutant.

Liability coverage will have limits that work on both a per-incident and per-policy basis. They may also have a deductible that requires an out-of-pocket contribution for each incident or year.

Property Coverage

After you've considered the potential liabilities you are exposed to while operating a recreational vehicle, it's time to secure coverage for the value of the vehicle itself. Recreational vehicle coverage can include financial compensation in the event of physical damage, vandalism, theft and collision. In addition, your policy may allow for reimbursement of personal effects stored on a vehicle such as an RV, boat or snowmobile.

In some cases, you may want to consider adding specialized coverage for additional risks including the loss or damage of awnings and custom equipment. If you have an RV that you live in part or full time, you may need extended protection so be sure to discuss that with your agent.


For more info on recreational insurance be sure to check out our blogs:

12 Ways to Stay Safe on Your Personal Watercraft 

8 Questions to Ask Before You Buy Boat Insurance 

Travel Trailer Safety Tips

Motorcycle Tips: Dress Properly for Winter Rides  

Thank you for your interest in Verne Hart Insurance. We have been proudly insuring Ohio residents and businesses since 1956. Please feel free to contact us at 740-387-0643 with any questions or you can email your questions and an insurance agent will reply promptly.

Facebook
LinkedIn
Instagram
Blog
logo, company name
logo, company name
Carriers
graphical user interface
Carriers
text
Carriers
Carriers
graphical user interface
Carriers
Facebook Logo

Resources

Home About Us Get a Quote Customer Service Refer A Friend Contact Us

Contact Us

icon
  • Click Here For Our Office Locations
  • O: (740) 387-0643
  • F: (740) 382-2150
  • E: info@vernehart.com
© Copyright. All rights reserved.
Powered by Insurance Website Builder