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Verne Hart Insurance Blog: auto

View the latest blog posts from Verne Hart Insurance.

As the deer populations grow and urban habitats continue to encroach upon rural environments, there has been an increase in deer-car collisions—over half a million a year, with a significant number of fatalities. READ MORE >>

  Everyone should carry a Winter Survival Kit in their car. In an emergency, it could save your life and the lives of your passengers. Here is what you need: a shovel windshield scraper and small broom flashlight with extra batteries battery powered radio water READ MORE >>

When you’re involved in an auto accident, working through a claim can be stressful. But knowing what to expect can ease you through the process and help you have a pleasant experience working with your claims professional. Although the car insurance claim process can vary, most of the basics are the same. READ MORE >>

A deductible is the amount you are required to pay out of pocket when filing an insurance claim. You probably talked about them when you first bought your insurance coverage. But if you don’t review your insurance annually, the next time you even hear the word “deductible” could be months or even years later when you’re filing a claim. READ MORE >>

After a car accident, you have enough things to worry about. Getting to work the next day shouldn’t be one of them. We’ve all been there—and arranging alternate transportation while your vehicle is in a repair shop can be a hassle. READ MORE >>

One of the most anticipated rites of passage for teenagers is obtaining a driver's license. But this exciting life event also presents many risks for teens — and even more worries for parents. Especially when you consider that motor vehicle crashes are the leading cause of death among 15 to 20-year-olds. READ MORE >>

With ridesharing services like Uber and Lyft, now anyone with a smartphone can become a driver for hire where, instead of flagging down the car like a passing taxi, customers use a mobile app to request and pay for a ride. But here’s the catch. READ MORE >>

It’s an exciting and emotional time when a child – err, young adult – heads off to college. And, for many parents, a confusing time in regards to car insurance coverage and personal property coverage. Should college students remain on the family’s auto policy? READ MORE >>

How much does your lifestyle influence your car insurance? Answer: Quite a bit. Having the right auto insurance can be just as important as having auto insurance at all. Depending on your lifestyle, you may have unique coverage needs to protect the people and things that are important to you. READ MORE >>

A deductible is the amount you are required to pay out of pocket when filing an insurance claim. You probably talked about them when you first bought your insurance coverage. But if you don’t review your insurance annually, the next time you even hear the word “deductible” could be months or even years later when you’re filing a claim. READ MORE >>

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