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Verne Hart Insurance Blog: life insurance

View the latest blog posts from Verne Hart Insurance.


You won't find a life insurance policy at the top of a child's wish list. However, unlike another toy or latest fashion trend, life insurance won't be something they'll outgrow. And while there are many who may feel that gifting a life insurance policy to a baby or grandchild is inappropriate o... READ MORE >>

  We get it—sometimes it’s hard to separate insurance fact from insurance fiction. For example, did you grow up thinking that car insurance costs more if you drive a red car? What about if you live in an apartment—does your landlord’s insurance policy cover your stuff? READ MORE >>

One of the perks of having a full-time job with a good company is the benefits package that comes with it. Often, those benefits include life insurance coverage, which is great. And everyone who can get life insurance at work should definitely take it, as there are many advantages to company-funded life insurance, also known as group life insurance. READ MORE >>

Thinking about your death is hardly the most enjoyable way to spend your life. But that’s not the only reason people avoid shopping for life insurance. There are a lot of misperceptions about how to buy life insurance. READ MORE >>

Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. 1. You have student loan debt. READ MORE >>

Congratulations on the new addition to your family! Parenting is a crazy, amazing experience. As a new parent, your life will never be the same — and neither will your insurance needs. You’ll want to protect your little bundle of joy forever. This is why life insurance is so important for parents. READ MORE >>

  Let’s face it. Most people put off buying life insurance for any number of reasons—if they even understand it. Take a look at this list—do any of them sound like you? 1. It’s too expensive. READ MORE >>

Being catapulted into the adult world is a shock to the system, regardless of how prepared you think you are. And these days, it’s more complicated than ever, with internet access and mobile devices being must-have utilities and navigating tax forms when they aren’t as “EZ” as they used to be. READ MORE >>

 Buying life insurance for young adults is a critical step in financial planning, and for many different reasons. Did you know you can buy life insurance if you’re pregnant or life insurance with lupus? READ MORE >>

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