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Home > Blog > Home%20Insurance > Verne Hart Insurance Blog: home insurance
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Verne Hart Insurance Blog: home insurance

View the latest blog posts from Verne Hart Insurance.

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Thursday, July 6, 2017

Your Roommate is on the Lease. Should They Be on Your Policy?

You like your roommate. You trust your roommate. But should you both be on the same renters policy? The answer, in most instances, is “no,” even though some insurance companies allow it. Renters insurance covers your belongings, along with providing protections for loss of use, liability, etc. READ MORE >>

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Wednesday, June 21, 2017

Tips to Prevent Theft and Avoid a Break-In

Residential break-ins and burglaries spike over the summer months. Because as the temperature rises and the weather improves, we tend to do things that make ourselves more vulnerable to theft, like: Opening and forgetting to close and lock our windows, sheds and garages. READ MORE >>

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Tuesday, June 13, 2017

The Benefits of Bundling

The multi policy discount is one of the biggest and best discounts given by insurance companies. Make sure you are getting the best insurance price possible by learning how to get a multi policy discount. Multiple Policies with the Same Carrier READ MORE >>

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Monday, June 12, 2017

Actual Cash Value VS. Replacement Cost

Imagine this situation. About five years ago, you bought a new flat screen TV for over $1,000. Then after a thunderstorm rolls through, it won’t turn on. It’s destroyed. So, you file a claim with your insurance company, but you’re left confused when your settlement check is less than $1,000. READ MORE >>

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Monday, June 5, 2017

Tips For Talking With Your Insurance Agent

Many homeowners purchase an insurance policy when they first move in, but they may not understand the importance of periodically reviewing it or reassessing their needs. It's an oversight that can ultimately lead to a gap in their coverage.  Check out our "Importance of an Annual Review" blog! READ MORE >>

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Wednesday, May 31, 2017

The Importance of an Annual Insurance Review

Most people know the importance of insurance protection. You don't want to be without it when problems strike. What many don't realize, however, is that protecting themselves with insurance isn't a once and done event. You don't wear the same pants you did when you were five years old because, besides no longer being in style, they simply don't fit. READ MORE >>

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Wednesday, May 24, 2017

You Don't Have to Be Handy to Make Your Home More Livable

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer - whether you’re handy or not. READ MORE >>

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Tuesday, May 23, 2017

Think Renters Insurance is Only for Your Stuff? Think Again.

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. READ MORE >>

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Friday, May 19, 2017

Duck and Cover

Windstorms, hurricanes, tornadoes, and wildfires are just a few examples of extreme weather events that occur throughout the United States on a regular basis. It is often difficult for even the experts to predict the impact and severity of these events. READ MORE >>

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Tuesday, April 25, 2017

Three Ways A Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a serious case of pool envy, obsessed with having a pool right outside your door for cooling off and entertaining friends. READ MORE >>

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  • home insurance(27)
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