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Home > Blog > Verne Hart Insurance Blog Page 25
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Verne Hart Insurance Blog Page 25

View the latest blog posts from Verne Hart Insurance.

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Tuesday, January 9, 2018

Fireplace Safety and Maintenance

When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season. READ MORE >>

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Thursday, December 21, 2017

Actual Cash Value VS. Replacement Cost: Which One’s Best For You?

Imagine this situation. About five years ago, you bought a new flat screen TV for over $1,000. Then after a thunderstorm rolls through, it won’t turn on. It’s destroyed. So, you file a claim with your insurance company, but you’re left confused when your settlement check is less than $1,000. READ MORE >>

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Wednesday, December 13, 2017

What to Expect During a Car Insurance Claim

When you’re involved in an auto accident, working through a claim can be stressful. But knowing what to expect can ease you through the process and help you have a pleasant experience working with your claims professional. Although the car insurance claim process can vary, most of the basics are the same. READ MORE >>

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Thursday, November 30, 2017

First Step: Life Insurance for Minors

READ MORE >>

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Thursday, November 30, 2017

Giving the Gift of Life Insurance

You won't find a life insurance policy at the top of a child's wish list. However, unlike another toy or latest fashion trend, life insurance won't be something they'll outgrow. And while there are many who may feel that gifting a life insurance policy to a baby or grandchild is inappropriate o... READ MORE >>

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Monday, November 27, 2017

Christmas Tree Safety

A Christmas tree is a non-negotiable tradition for many families during the holidays. But even those who look forward to those twinkling lights and strings of popcorn may have a small child or mischievous cat that makes having a tree difficult and sometimes even dangerous.   READ MORE >>

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Thursday, November 16, 2017

Deductible 101

A deductible is the amount you are required to pay out of pocket when filing an insurance claim. You probably talked about them when you first bought your insurance coverage. But if you don’t review your insurance annually, the next time you even hear the word “deductible” could be months or even years later when you’re filing a claim. READ MORE >>

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Thursday, November 16, 2017

7 Things to Know About Rental Car Coverage

After a car accident, you have enough things to worry about. Getting to work the next day shouldn’t be one of them. We’ve all been there—and arranging alternate transportation while your vehicle is in a repair shop can be a hassle. READ MORE >>

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Wednesday, November 15, 2017

Why Today's Homes Burn Faster

   From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and certification company UL (Underwriters Laboratories). READ MORE >>

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Tuesday, November 14, 2017

Equipment Breakdown

We understand that home repairs can be costly and unexpected. That’s why we offer the Equipment Breakdown Endorsement for select Homeowners policyholders. While homeowner’s insurance and extended warranties do offer a sense of security and protection, they are primarily for damage due to catastrophic events. READ MORE >>

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