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The first thing we think about property insurance is a Home Owners policy. But property insurance can range from that home to your furniture, to that new gold bracelet you just purchased.
HOMEOWNERS INSURANCE
A Homeowners policy is one of the broadest forms of insurance coverage available when you buy a homeowners policy from Verne Hart Insurance. You buy a package of insurance including the dwelling, other structures (ex.garage), personal property, loss of use, and liability.
RENTERS INSURANCE
Renters insurance is available for non-owners occupied dwellings or apartments. This is a package including personal property, loss of use and liability.
DWELLING INSURANCE
Dwelling insurance is available for owned dwellings which you rent to others. This policy also can be tailored to cover your other structures, personal property, loss of rental income, and liability.
PERSONAL ARTICLE FLOATER
Personal items such as jewelry, cameras, guns, and furs can be endorsed to property policies on an all risk basis for an additional premium.
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