Home and Rental Insurance

Homeowner's and rental insurance can cover as much property and possessions as you want. Property insurance can range from just your home, to your furniture, and can even cover your personal items like jewelery. If you need it covered, Verne Hart will find a way to protect it.


Homeowner's Insurance

A homeowners policy is one of the broadest forms of property coverage available. When you purchase a homeowners policy from Verne Hart Insurance, you get a package that consists of the dwelling, other structures, personal property, loss of use and liability.

Renter's Insurance

Renter's insurance is available for non-owned occupied dwellings or apartments. This is a package including personal property, loss of use and liability.

Dwelling Insurance

Dwelling insurance is available for owned dwellings which you rent to others. This policy also can be tailored to cover your other structures, personal property, loss of rental income, and liability.

Personal Article Floater

Personal items such as jewelry, cameras, guns, and furs can be endorsed to property policies on an all risk basis for an additional premium.


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