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Verne Hart Insurance Blog

View the latest blog posts from Verne Hart Insurance.

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer - whether you’re handy or not. READ MORE >>

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. READ MORE >>

Safety Tips Understand U.S. Coast Guard requirements and state laws and regulations Read your owner's manual and understand the various on-board warnings located on your boat or jet ski Wear a life jacket. While this sounds like common sense, the excitement of getting on a jet ski or riding in a boat may take your focus off safety. READ MORE >>

Windstorms, hurricanes, tornadoes, and wildfires are just a few examples of extreme weather events that occur throughout the United States on a regular basis. It is often difficult for even the experts to predict the impact and severity of these events. READ MORE >>

Whatever off-road vehicle you operate, it can be a source of endless enjoyment so long as you and your equipment are properly protected. And just like snowmobile riders are recommended to wear helmets, it's essential to have an insurance policy covering you and your off-road vehicle in place before you go hitting any trails. READ MORE >>

Golf carts are often used for transportation, such as getting around small towns, retirement parks and gated communities. Driving any vehicle can be risky, and golf carts are no exception. Golf cart accidents can result in property damage, injuries and medical expenses. READ MORE >>

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a serious case of pool envy, obsessed with having a pool right outside your door for cooling off and entertaining friends. READ MORE >>

What Does ATV Insurance Cover? ATV insurance can protect your finances in the event of loss, damage, an accident, injury or theft of your vehicle.  Here are some details: Liability coverage will cover the costs of bodily injury and property damage up to a determined amount if you cause an accident. READ MORE >>

 In car accidents both severe and less so, the vehicle(s) involved may be deemed damaged beyond repair. This is when your insurance agent calls with the unfortunate news that your vehicle has been declared a total loss. But, what happens between the accident and that phone call to determine whether a vehicle’s next stop is the repair shop or the junk yard? READ MORE >>

Even though it was a fairly mild winter here in Marion, it’s safe to say we’re all rejoicing that spring has finally arrived. The warmer weather means lighter moods, lighter jackets, and best of all … perfect riding weather! Here are a few motorcycle safety tips before you head out on the highways and dusty backroads. READ MORE >>

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