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Verne Hart Insurance Blog

View the latest blog posts from Verne Hart Insurance.

  As a busy homeowner, it is easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects should be in the “long-term maintenance” category. READ MORE >>

You like your roommate. You trust your roommate. But should you both be on the same renters policy? The answer, in most instances, is “no,” even though some insurance companies allow it. Renters insurance covers your belongings, along with providing protections for loss of use, liability, etc. READ MORE >>

Summer is synonymous with barbecues, parades and fireworks displays. But along with all the festivities are plenty of visits to emergency rooms – especially during July. READ MORE >>

  Brock Dietrich thinks about what his daughter should be doing all the time. She should be getting ready to graduate from high school this spring. She should be preparing for business school and looking forward to owning a hair salon someday. READ MORE >>

Residential break-ins and burglaries spike over the summer months. Because as the temperature rises and the weather improves, we tend to do things that make ourselves more vulnerable to theft, like: Opening and forgetting to close and lock our windows, sheds and garages. READ MORE >>

  Imagine driving down the coast with the wind in your hair, the sun on your face, and vacation in your future. (Go ahead, hold that thought for a second.) For a lot of folks, this image involves a real car lover’s car: a convertible. READ MORE >>

The multi policy discount is one of the biggest and best discounts given by insurance companies. Make sure you are getting the best insurance price possible by learning how to get a multi policy discount. Multiple Policies with the Same Carrier READ MORE >>

Although it may seem like one of those “required fields” you could be tempted to glaze over, specifying who will receive the proceeds of your life insurance policy is an important decision. Learn some tips to help you choose a beneficiary, and how to avoid some common missteps. 1. READ MORE >>

Imagine this situation. About five years ago, you bought a new flat screen TV for over $1,000. Then after a thunderstorm rolls through, it won’t turn on. It’s destroyed. So, you file a claim with your insurance company, but you’re left confused when your settlement check is less than $1,000. READ MORE >>

Many homeowners purchase an insurance policy when they first move in, but they may not understand the importance of periodically reviewing it or reassessing their needs. It's an oversight that can ultimately lead to a gap in their coverage.  Check out our "Importance of an Annual Review" blog! READ MORE >>

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