Ohio has had a financial responsibility law since 1953, but strict laws were enacted in October of 1995. The law requires law enforcement officials to verify proof of financial responsibility when a motorist is stopped for any moving violation, accident or vehicle safety inspection. Insurance companies are required to provide their policy holders with cards which suffice as proof of financial responsibility.
Many factors go into your auto insurance rate, these include:
- Driving Record
- Type and Age of Vehicle
- Use of Vehicle
- Your Age
- Where you Live
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Other discounts can also factor into your premium calculation. Ohio ranks as one of the 10 most inexpensive states in auto insurance. Verne Hart insurance represents 11 auto insurance companies.
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